We love a good shortcut—especially when it doesn’t cut corners.
If you’re a contractor, freelancer, or small business owner juggling invoices, tax returns, and foreign payments, you already know: admin is the enemy of momentum.
That’s why we’re excited about the pairing of two tools that weren’t built to work together… but do.
Prosaic: AI for the annoying stuff
Prosaic is one of the smartest tax tools we’ve seen for small business. It’s like having a tax-savvy assistant that never sleeps. With a bit of AI magic, it automatically pulls data from your bank accounts, credit cards, or even your mortgage account, and works out what can be claimed, even when those accounts aren’t connected to Xero.
This is a huge deal—especially for contractors who should be getting those home office or vehicle deductions, but don’t want to wade through personal spending to find them.
No spreadsheets. No guesswork. Just more money in your pocket at tax time.
Wise: Smart money for global contractors
Wise has long been a favourite for international transfers. But if you’re a contractor invoicing in New Zealand or overseas clients, it’s more than just a transfer service—it’s a full multi-currency and invoicing solution.
With mid-market rates, transparent fees, and a slick invoice generator (seriously, try it here), Wise lets you:
Receive money in multiple currencies
Hold balances in over 40 currencies
Spend directly with a debit card
Get paid like a local in NZD, AUD, GBP, USD, and more
We especially love how it helps reduce friction for creative contractors working with overseas clients. No more late payments due to “international banking delays”.
The bottom line
Wise + Prosaic isn’t a traditional “tech stack”—but it’s a killer combo for self-employed contractors who want to:
Save time at tax time
Stop losing money on poor FX rates
Impress clients with slick invoicing
Claim what they’re entitled to (without the pain)
At Accountech, we’re all about taking the stress out of accounting—and that means giving our clients smarter tools to get the job done right.
If you want help setting up your tax tech stack—or just want to know what’s claimable from your mortgage account—please get in touch